Mortgages

Young adults have an enormous stake in the financial regulatory reform debate. They have paid a high price for a banking crisis caused by lax regulation, and their economic futures will depend on rebuilding strong public structures for financial regulation going forward. This briefing paper...
05/20/2010
Publication
The time has come for the creation of a Consumer Financial Protection Agency. For thirty years, Washington has been captive to a governing philosophy that eschewed regulation in almost any form, arguing that the hand of government was best kept behind its back. But the era of deregulated finance...
03/01/2010
Publication
4 Million Middle Class Families Saw Economic Decline from 2000-2006; 23 Million Economically Insecure New York, NY — As the economy continues to reel, a new report finds that 4 million American households lost economic security between 2000 and 2006, and that a majority of America's middle class...
11/19/2009
Press Release
                        On January 9, 2009, Demos, along with Essential Information and the Consumer Education Foundation, hosted a full-day conference entitled "Beyond the Meltdown: Regulatory Reform of the Financial Sector." The event...
02/12/2009
Video
A middle-class standard of living requires that families have adequate financial security to meet current obligations, invest in the future, and access opportunities. The Middle Class Security Index, created by Demos and the Institute on Assets and Social Policy at Brandeis University, focuses on...
11/19/2008
Publication
The household economy — especially small business, homeowners and student borrowers — will continue to suffer during a sever tightening of lending credit and capital, in spite of the federal rescue plan, this new report shows. The New Squeeze underscores how the continuing fallout from sub-prime...
11/13/2008
Publication
Report Shows How Crisis Will Continue to Impact Small Business, Student Borrowers, Homeowners New York — The household economy — especially small business, homeowners and student borrowers — will continue to suffer during a sever tightening of lending credit and capital, in spite of the...
11/13/2008
Press Release
Distinguished Senior Fellow Robert Kuttner explains how the deregulation of the financial market in the early 1990s allowed bankers and traders to "throw away the rulebook," and pave the way for the current crisis.
09/25/2008
News/Resource
Demos and The Center for American Progress Publish New Studies Washington, DC — Today's young adults are feeling the impact of a massive shift in the U.S. economy — changes that are documented in a new data report from Demos and an analysis of public opinion polling by The Center for American...
05/06/2008
Press Release
Syndicate content