employment credit checks

After a years-long campaign, The NYC Coalition to Stop Credit Checks in Employment has officially achieved its eponymous goal. As of today, employers can no longer submit employees or job applicants to credit checks—except in certain restricted circumstances. I’m proud to have been part of the...
09/03/2015
Blog
As of today, New Yorkers’ personal finances are none of their bosses’ business. Today Local Law 37, prohibiting discrimination based on consumer credit history, goes into effect. As a result, employers can no longer ask employees or job applicants to undergo a credit check to get a job—or keep one—...
09/02/2015
Blog
This week, workers gathered on the steps of New York’s City Hall, singing carols to raise awareness about the problem of employment credit checks. From positions as dog walkers to jobs doing maintenance work, retail sales, tech support and financial posts, a wide range of jobs in the five boroughs...
12/18/2014
Blog
The New York Times editorial was unequivocal: “the [New York City] Council and Mayor Bill de Blasio should unite behind this worthwhile bill” to ban the discriminatory practice of employment credit checks. After all, as the Times pointed out, “The worst of the recession is behind us, but the damage...
10/13/2014
Blog
Americans cumulatively have $854 billion in revolving loan (mostly credit card) debt, according to the Federal Reserve. The amount has actually declined since the Great Recession, as credit card issuers tightened their lending standards, borrowers became more cautious, and strong and effective...
05/01/2014
Blog
“How can you pay your debt, if you can’t get a job?” That’s the straight-forward question Council Member Debi Rose asked on the steps of New York’s City Hall this morning, as she stood up as a lead sponsor of legislation which would ban discrimination against job applicants and employees based on...
04/10/2014
Blog
Demos applauds the work of Senator Elizabeth Warren (D-MA) who today introduced The Equal Employment for All Act, legislation that would prohibit the widespread use of personal credit history in employment. The use of employment credit checks is an unjust practice that poses a serious...
12/17/2013
Video
Credit cards can be a useful stop-gap until payday, but when paychecks aren’t enough to cover the basics and balances roll over, credit cards become an expensive way to make ends meet.  Past research from Demos shows that 40 percent of indebted low- and middle-income households have used their...
12/06/2013
Blog
When employers check credit as part of their hiring it creates a vicious cycle: out-of-work Americans can’t pay down their debts because they don’t have a job, but they can’t get a job because would-be employers hold their consumer credit history against them.   The practice becomes even more...
06/21/2013
Blog
Poor credit is associated with a host of factors that we don’t generally see as legitimate reasons to deny people employment: it’s associated with lack of health coverage, with medical debt, and with unemployment. We also find that people of color are disproportionately likely to report poor credit...
04/12/2013
Data Byte
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