Employer Credit Checks

A core value of American society is the opportunity to work hard and get ahead. Yet today in the United States, willing job-seekers are facing a new barrier to employment—credit checks. Despite the lack of evidence connecting people’s credit histories to their on-the-job performance, a 2010 survey...
11/05/2012
Publication
Many employers are pulling credit reports to get a fuller picture of a prospective hire’s character, but is this fair in a tough economy – or at any time? The role of credit reports in hiring practices took to the national stage on Sunday when CBS News profiled one man’s struggle to clear...
06/04/2012
News/Resource
Senior Analyst Amy Traub explained the dangers of using credit checks in job searches on CBS Evening News. She warned that employer credit checks are a catch-22 for unemployed Americans, saying, "If you don't have a job, you fall behind on your bills perhaps. Well, then you can't get a job because...
06/04/2012
Video
Millions of Americans with damaged credit records are at risk of being unfairly denied job opportunities by companies that use credit histories to screen applicants. Faced with growing public complaints, seven states have rightly limited the use of credit histories by potential employers. Federal,...
05/31/2012
News/Resource
Not everyone, however, buys the argument that medical credit checks are beneficial to consumers. For example, consumer advocates worry that the credit checks open an avenue for health care providers to pressure patients into immediate payment.   "The danger, really, is that health care...
05/03/2012
News/Resource
Thank you, members of the Committee for this opportunity to present testimony. I am a Senior Policy Analyst in the Economic Opportunity Program at Dēmos. We are a national, non-partisan research and advocacy organization, established in 2000 and headquartered in New York City. The Dēmos Economic...
02/23/2012
Publication
Thank you, Chairperson Carroll and members of the Committee for this opportunity to present testimony. I am a Senior Policy Analyst in the Economic Opportunity Program at Dēmos. We are a national, non-partisan research and advocacy organization, established in 2000 and headquartered in New York...
02/13/2012
Publication
In the midst of the worst economic downturn in decades, millions of Americans are out of work and struggling to keep up with bills for even the most basic expenses. What they need more than anything is a job. But for too many people, access to employment is blocked by the growing practice of...
02/07/2012
Publication
Thank you, Chairperson Alexander and members of the Committee for providing the opportunity to present testimony this morning. I am a Senior Policy Analyst in the Economic Opportunity Program at Dēmos, a national, non-profit, non-partisan policy research and advocacy organization, established in...
11/09/2011
Publication
In the past 15 years the ramifications of poor credit have grown, as credit score "mission creep" has set in, said Amy Traub, a senior policy analyst with the New York-based think tank Demos and author of the recently released report "Discrediting America." Credit scores determine not just the...
08/23/2011
News/Resource
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