Credit Screening

Job-seekers beware — whether you're applying to do maintenance work in Denver, telephone tech support in Littleton, plumbing in Fort Collins, work as a home care aide in Aurora, or even just scoop frozen yogurt in Colorado Springs — there's one qualification you'll need regardless of your skills or...
02/16/2012
News/Resource
Thank you, Chairperson Carroll and members of the Committee for this opportunity to present testimony. I am a Senior Policy Analyst in the Economic Opportunity Program at Dēmos. We are a national, non-partisan research and advocacy organization, established in 2000 and headquartered in New York...
02/13/2012
Publication
In the midst of the worst economic downturn in decades, millions of Americans are out of work and struggling to keep up with bills for even the most basic expenses. What they need more than anything is a job. But for too many people, access to employment is blocked by the growing practice of...
02/07/2012
Publication
Thank you, Chairperson Alexander and members of the Committee for providing the opportunity to present testimony this morning. I am a Senior Policy Analyst in the Economic Opportunity Program at Dēmos, a national, non-profit, non-partisan policy research and advocacy organization, established in...
11/09/2011
Publication
Amy Traub, a senior policy analyst at watchdog group Demos, says that credit-based insurance scores hurt lower-income people more because they are more likely to have lower scores. She noted a study that showed while those with lower scores made more claims because they couldn't swallow the costs,...
08/23/2011
News/Resource
In the past 15 years the ramifications of poor credit have grown, as credit score "mission creep" has set in, said Amy Traub, a senior policy analyst with the New York-based think tank Demos and author of the recently released report "Discrediting America." Credit scores determine not just the...
08/23/2011
News/Resource
Amy Traub, a senior policy analyst at watchdog group Demos, says that credit-based insurance scores hurt lower-income people more because they are more likely to have lower scores. She noted a study that showed while those with lower scores made more claims because they couldn't swallow the costs,...
08/22/2011
News/Resource
AMY TRAUB: I found this very surprising. And I immediately wondered, on what basis is a credit report being sought here? And I found that it's really not on any basis. There's no evidence that the credit report will tell a prospective employer anything.
08/18/2011
Audio
In its bombshell of a report “Discrediting America,” the nonpartisan public policy research group Demos sums up the problem for black and Latinos: Credit reports largely mirror racial and economic divides, with African Americans and Latinos disproportionately likely to have lower scores...
08/15/2011
News/Resource
Economic insecurity has become the “new normal” in America. Ten million Americans are out of work, and the vast majority of Americans have seen their incomes stagnate or decline over the past decade. Demos’ extensive research on credit card debt among middle- and low-income households has found...
08/08/2011
Publication
Syndicate content