credit scores

Medical debt is different. Typically when consumers borrow money, they can consider how much they’ll owe, shop around for the best interest rate, and usually have at least a little breathing room to reassess whether the goods or services they want to purchase are worth going into debt for in the...
08/11/2014
Blog
Credit reports and scores are made up entirely of information about individual consumers -- data that’s collected without our permission or even necessarily our knowledge -- but we don’t have free access to this information. Under federal law, consumers get one free credit report a year and must...
11/05/2013
Blog
The credit reporting industry has given us plenty to complain about:  credit reports too often contain errors,  the errors are fiendishly hard to fix, reports and scores are not accessible enough to consumers, and credit information is increasingly being used for a variety of extraneous...
10/22/2012
Blog
Say you want to buy a house or a car and you need a loan to do it. You do what every personal finance site recommends and obtain a free copy of your credit report from annualcreditreport.com. Then, urged on by the ads from TransUnion, Equifax, or Experian – the “big three” credit reporting firms...
09/28/2012
Blog
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