credit reporting

One major reason people pursue a college degree is to get a better job. But what if the debt accrued to finance an education itself becomes an obstacle to employment? That’s what happened to Latoya Horton. “Years ago I went to college to study accounting, and like millions of other...
On Wednesday the U.S. Equal Employment Opportunity Commission took the historic step of updating its guidance on the use of criminal records in employment screening. Since a disproportionate number of Americans with criminal records come from low-income communities of color, this is a major civil...
The Denver Broncos had to consider a lot of things before they signed quarterback Tim Tebow: they undoubtedly scrutinized his college football record, studied his ability to throw long passes, and observed how he handled himself under pressure. But one thing that probably didn’t factor into...
Michelle V. Agins/The New York Times With four job seekers for every single job opening the last thing unemployed Americans need is a hidden barrier standing between them and essential job opportunities. Yet for many, such a barrier exists in the form of an employment credit check -- a hidden...
If you’re planning to take out a car loan or apply for a home mortgage, you probably won’t be surprised that prospective lenders want to take a look at your credit report. After all, the ostensible intent of the credit reporting system is to use your past credit history to help lenders...
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