Credit Cards
Young adults can ill-afford expensive medical costs. As they wipe out savings, young people turn to credit cards to pay their medical bills.
11/03/2011
Data Byte
Student loan debt continues to increase rapidly. For the first time, total student loan debt has surpassed the amount of credit card debt.
11/02/2011
Data Byte
Young adults can ill-afford expensive medical costs. As they wipe out savings, young people turn to credit cards to pay their medical bills.
11/02/2011
Data Byte
If your personal debt has increased in the last four years, has that been increased credit card debt, mortgage debt, school loans, a car loan, other personal loans, taxes, medical bills, or something else? (accept all that apply)
11/02/2011
Data Byte
In the Red or In the Black? looks at whether household savings serve to protect families from incurring unsecured debt, and in turn, whether the presence of unsecured debt acts as a barrier to savings and wealth accumulation.
08/08/2011
Publication
Consumer borrowing can be a powerful sign of economic confidence, an indication that households are feeling flush and assured of their future ability to pay back debt without undue difficulty. So when the Federal Reserve reported late last week that Americans borrowed more this June than they had...
08/08/2011
Blog
For many years, health care costs have been steadily rising. As employers have moved into insurance coverage options with greater out-of-pocket expenses or have stopped providing health care coverage altogether, American families have struggled with the burden of health care costs.
To gain a...
08/08/2011
Publication
Economic insecurity has become the “new normal” in America. Ten million Americans are out of work, and the vast majority of Americans have seen their incomes stagnate or decline over the past decade. Demos’ extensive research on credit card debt among middle- and low-income households has found...
08/08/2011
Publication
Americans use credit cards millions of times every day. The convenience and utility of revolving credit has become a way of life for most families. However for some, it has also become a lifeline. This report, based on Demos’ 2008 national household survey of low- and middle-income households,...
08/08/2011
Publication
Young adults in North Carolina and across the country are confronting an economic reality vastly different from that of their parent’s generation. Over the past three decades, economic opportunity and security for all but the most affluent and most highly educated has declined. Today, North...
08/08/2011
Publication
