African-Americans

Demos Calls for Swifter Action As Issuers Continue to Slash Credit Limits and Ratchet Up Interest Rates and Fees Washington, DC — Federal regulators approved a final rule today to curb certain credit card lending practices that thousands of American consumers have decried as unfair and abusive...
12/18/2009
Press Release
New Report by Demos Underscores Survey Findings, Showing Sharp Rise in College-Related Costs and Debt; Access for Minorities WASHINGTON, DC — The rising cost of college is a critical, yet largely overlooked concern of voters this election year, according to a new National Education...
09/18/2008
Press Release
Demos Issues its Support New York, NY--Today, Tamara Draut, Director of the Economic Opportunity Program at the public policy center Demos, sent a letter to House Financial Services Committee Chairman Barney Frank and Ranking Member Spencer Bachus urging the committee's support for H.R. 5244, The...
07/30/2008
Press Release
Landmark Study Based on New "Middle Class Security Index" Finds 3 out of 4 African-American and 4 out of 5 Latino Middle-Class F New York, NY — As CNN explores many of the aspects of the African-American experience in its "Black in America" series, a new report shows that the vast majority of...
07/28/2008
Press Release
As the next installment in the By a Thread series, Economic (In)Security uses the Middle Class Security Index to provide the first comprehensive portrait of the level of financial security enjoyed by African-American and Latino middle-class families. The findings show that, in the wake of fading...
02/21/2008
Publication
New York, NY — American families are using credit cards to bridge the gaps created by stagnant wages and higher costs of living and balances have grown dramatically since 1989, according to a new report published today by Demos. Borrowing to Make Ends Meet: the Rapid Growth of Credit Card Debt...
11/03/2007
Press Release
It has been nearly two decades since the credit card industry was deregulated with the promise of bringing greater competition and lower prices to consumers. Under the shield of deregulation, credit card companies have shifted the cost of credit to individuals least able to afford it. As this...
08/01/2007
Publication
New York, NY — In communities across the country, voters could be subject to intimidation and a variety of suppressive tactics meant to keep them from casting a ballot. Demos, a national, non-partisan public policy center, published the details of these potential challenges to voting rights in...
11/06/2006
Press Release
New York, NY — African-American and Hispanic households are at greater financial risk and more likely to be in credit card debt than their white counterparts, according to a new report, Costly Credit: African Americans and Latinos in Debt, released today by the Economic Opportunity Program at...
05/19/2005
Press Release
Washington, DC — Today in the United States, the credit card market is measured on a scale of billions. The amount of debt owed on credit cards in 2005 was $800 billion; $30 billion is how much lenders profit each year. Under the guise of "democratization" the federal government has...
08/01/2001
Press Release
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