abuse of credit reports

Employment credit checks illegitimately obstruct access to employment, keeping qualified workers out of jobs they need. It’s an argument Demos has been making for a few years, but the new study we released this week provides additional data to back it up. Drawing on the findings of our...
03/07/2013
Blog
“I went through four interviews and everything went smoothly. I was on my way to the orientation program [for my new job] when I got a call on my cell phone: they had to cancel my orientation because there was a discrepancy in my credit report. . .” I’ve written about employment...
08/23/2012
Blog
Dear Representative: We urge you to cosponsor “The Equal Employment for All Act” (H.R. 321), introduced by Representative Steve Cohen (D-TN). In addition to the weak economy, job- seekers today confront another less discussed challenge—employers that require credit checks as a condition of...
07/13/2012
Publication
One major reason people pursue a college degree is to get a better job. But what if the debt accrued to finance an education itself becomes an obstacle to employment? That’s what happened to Latoya Horton. “Years ago I went to college to study accounting, and like millions of other...
05/01/2012
Blog
One of the major companies responsible for the nation’s credit meltdown will now control your personal credit history. Goldman Sachs Capital Partners, the private equity wing of the financial firm, has partnered with another private equity company to buy the credit reporting firm TransUnion....
02/22/2012
Blog
Michelle V. Agins/The New York Times With four job seekers for every single job opening the last thing unemployed Americans need is a hidden barrier standing between them and essential job opportunities. Yet for many, such a barrier exists in the form of an employment credit check -- a hidden...
01/13/2012
Blog
If you’re planning to take out a car loan or apply for a home mortgage, you probably won’t be surprised that prospective lenders want to take a look at your credit report. After all, the ostensible intent of the credit reporting system is to use your past credit history to help lenders...
06/29/2011
Blog
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