Testimony

Thank you Chairman Wolf, Chairman Scibak, and Honorable Members of the Committee for this opportunity to present testimony. My name is Amy Traub and I am a senior policy analyst with Dēmos. Dēmos is a public policy organization working for an America where we all have an equal say in our democracy...
07/22/2015
Publication
One motivation for this hearing is the recent study by the Federal Trade Commission finding that one in five American consumers identified material errors on their credit reports that were substantiated by the credit reporting agencies. While not all of these errors would affect consumer borrowing...
07/08/2015
Publication
Good afternoon. My name is Catherine Ruetschlin and I am a Senior Policy Analyst at Demos, a public policy organization working to ensure that all Americans have an equal say in our democracy and an equal chance in our economy. I’m here today to add our voice to the growing calls for a higher wage...
06/18/2015
Publication
Demos is a national, non-partisan, non-profit public policy organization working for an America where we all have an equal say in our democracy and an equal chance in our economy. Demos’ lawyers and researchers have extensive legal and policy expertise on the subjects of civil rights,...
12/08/2014
Publication
I.  Introduction America’s economy has been an awesome engine of wealth creation over the past two generations, but the new prosperity has disproportionately gone to the wealthiest. Between 1979 and 2010, according to the Congressional Budget Office, American households in the richest one...
09/17/2014
Publication
Chairman Capito, Ranking Member Meeks, and members of the subcommittee, thank you for the opportunity to submit the following statement for the record as part of today’s hearing. Demos is pleased that the subcommittee is taking the time today to discuss the impact of our credit reporting system on...
09/10/2014
Publication
Chairman Harkin, Ranking Member Alexander, and Members of the HELP Committee: I greatly appreciate this opportunity to speak to you about economic security for working women, particularly the experience of women in the retail industry. My name is Amy Traub and I am a senior policy analyst at Dēmos...
05/20/2014
Publication
Chairman Schumer, Senator King, Ranking Member Roberts, and Members of the Committee, thank you for the opportunity to submit this testimony for this hearing on the harm of secret political spending, the impact of the Supreme Court’s recent decision in McCutcheon v. FEC, and solutions to address...
04/30/2014
Publication
Good morning, my name is Catherine Ruetschlin and I am a policy analyst at Demos, a non-partisan public policy organization working for an America where we all have an equal say in our democracy and an equal chance in our economy. Access to an affordable higher education is central to the work of...
02/06/2014
Publication
I’m pleased to be here today to testify on House Bill 1744, “An Act regulating the use of credit reports by employers.” Over the past decade, Demos has conducted extensive research on credit card debt among low- and middle-income households. In 2012, we surveyed a nationally representative sample...
09/09/2013
Publication
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