Our nation is on the brink of a retirement crisis that could have severe consequences for both future retirees and society as a whole. The steady erosion in the voluntary employer-sponsored retirement system has made it more difficult for workers to save for retirement. This crisis will not only...
Bullies At The Ballot Box: Protecting The Freedom To Vote Against Wrongful Challenges And Intimidation
Protecting the freedom to vote for all eligible Americans is of fundamental importance in a democracy founded upon the consent of the governed. One of the most serious threats to the protection of that essential right is the increase in organized efforts, led by groups such as the Tea Party...
Widely shared middle-class prosperity is a signature of American society. It has made the United States the most hopeful and dynamic country on earth and it is a foundation of strong democracy. Expanding and protecting the middle class must be an overriding national priority. We must both make it...
Although each major party presidential candidate will likely break previous fundraising records, the big story of the 2012 election has been the role of Super PACs, nonprofits and outside spending generally. Demos and U.S. PIRG Education Fund analysis of Federal Election Commission (FEC) data and...
New Mexico’s current political leadership is undoing state and regional policies to reduce greenhouse gas emissions even as the risks posed by global warming to the state’s economy and population become more evident. Experts foresee even more difficult problems in the future unless steps are...
According to all available data, the voter participation rate of the first Americans, American Indians and Alaska Natives, is among the lowest of any ethnic group in the country. There are complex historical and cultural reasons that make the issue of voting among American Indians and Alaska...
One of the most often-cited reasons for the STEM achievement gap is a lack of skilled and trained STEM teachers. The greatest percentage of under-qualified teachers at the K-12 level is found in STEM disciplines – 40 percent of high school math teachers and 20 percent of science teachers in high...
Though your retirement or bank accounts statements contain no evidence of it, everyone who has an IRA, 401k, or any other individual retirement savings account pays a variety of fees every year. But because these fees are taken “off the top” of investment returns or share prices accountholders...
The conventional wisdom says that American households are deleveraging – after years of living beyond our means, Americans are finally paying down debt and getting our financial house in order. But as Demos’ 2012 National Survey on Credit Card Debt of Low-and Middle-Income Households reveals,...