Report

Summary & Key Findings The dramatic increase in wealth inequality over the past several decades now forms the backdrop for many of today’s most pressing public policy debates. Currently, the top 1 percent of U.S. households controls 42 percent of the nation’s wealth, and nearly half of the...
11/27/2015
Publication
In the past two decades, we have gone from a system of financing higher education primarily through public investment, grant aid, and modest family savings, to one in which the majority of graduates take on debt. While a college degree is one of the surest methods of gaining a foothold in the...
11/24/2015
Publication
Connecticut has offered a voluntary public financing system for state-wide constitutional and General Assembly offices since 2008. Through financing from the Citizens' Election Fund, candidates that obtain the required number of small donations can receive a lump sum to fund their campaign. The...
11/18/2015
Publication
Today, the typical young person aspiring to go to college in the United States faces a higher education system that is fundamentally different from what previous generations enjoyed. For generations, our system of colleges and universities, and the federal aid system undergirding it, were...
08/10/2015
Publication
FOREWORD Dear Readers, Demos means “the people” of a nation, and it is the root word of democracy. Yet the diverse members of our extraordinary American demos have never enjoyed equal access to the rights and freedoms of democracy. Our founders set out the aspiration for a democracy where...
07/23/2015
Publication
Credit reports and scores have a direct and growing impact on Americans’ economic security and opportunity. Having poor credit can mean a consumer will end up paying a higher interest rate for a loan or a higher premium for car or homeowner’s insurance; have their application for a loan or...
07/08/2015
Publication
This paper examines the differences in retail workers’ occupations, earnings, and schedules to reveal how employment in the retail industry fails to meet the needs of the Black and Latino workforce and, as a result, perpetuates racial inequality. Consistent disparities in labor market outcomes...
06/02/2015
Publication
In the three decades after World War II, America became the first predominantly middle-class country in the world and our poverty rate was cut in half. Americans experienced what scholars describe as the “Great Compression.” In this era, real average compensation rose nearly one-to-one with...
05/27/2015
Publication
Today, taking out loans is the primary way individuals pay for college—a major shift in how our nation provides access to higher education. While concerns about the growth in college costs and student debt are nearly universal, much of this concern focuses on how college debt is impacting the...
05/18/2015
Publication
Addressing the Racial Wealth Gap with New Rigor Wealth is critical for family financial security and the capacity to build a better life. It can provide a lifeline during hard times, and during good times it can activate opportunities for upward mobility and investment in the...
04/27/2015
Publication
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