Report

Even though more of today's young adults are motivated to seek a postsecondary education, too many of them are sidelined by the financial burden of paying for school while meeting their other financial obligations. This report argues that to increase postsecondary success among low- to moderate-...
08/08/2011
Publication
Building on Living Longer on Less, the first report in a series examining the financial vulnerability of the elderly, this report examines the economic security of African-American and Latino senior households.   LONG-TERM ECONOMIC SECURITY AND RISK  The SFSI finds that  91 percent...
08/08/2011
Publication
For many years, health care costs have been steadily rising. As employers have moved into insurance coverage options with greater out-of-pocket expenses or have stopped providing health care coverage altogether, American families have struggled with the burden of health care costs.  To gain a...
08/08/2011
Publication
Economic insecurity has become the “new normal” in America. Ten million Americans are out of work, and the vast majority of Americans have seen their incomes stagnate or decline over the past decade. Demos’ extensive research on credit card debt among middle- and low-income households has found...
08/08/2011
Publication
The retirement security of American families has crumbled in the past generation. Workers retiring in the next 20 years can expect to receive only 65 percent during retirement of what they made during their working years, a drop of 16 percent from their parents. Foreboding economic forecasts...
08/08/2011
Publication
Available financial aid covers only a fraction of what community college students pay for their education.  To finance their studies, many of them enroll in school only part time and/or work more than 20 hours per week, strategies that increase their likelihood of dropping out. To help address...
08/08/2011
Publication
In today's knowledge-based economy, a college degree is a necessary qualification for entry to the middle class. Over the last 30 years, as real wages for workers with only a high school diploma have fallen, the life outcomes for those with college degrees have diverged from those with only high...
08/08/2011
Publication
Economic security for seniors was built on the three-legged stool of retirement (Social Security, pensions, and savings) at the core of the social contract that rewards a lifetime of productivity. Seniors’ economic security, however, is being challenged by two simultaneously occurring trends: a...
08/08/2011
Publication
In order to return employment to pre-recession levels and restore consumer demand, millions of additional jobs must be created. At the pace of current job creation, it would take many years to reach full employment. This report makes the case that we should create jobs for the unemployed directly...
08/04/2011
Publication
America's strong and vibrant middle class didn't just happen. It was built brick by brick in the decades after World War II-by the hard work of our parents and grandparents and the strength in numbers that came from the unions that represented them. Unions made sure that as our nation's wealth and...
08/03/2011
Publication
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