Policy Brief

Just as a postsecondary education has become essential for getting a decent job and entering the middle class, it has become financially out of reach for many of America’s young people. State support for higher education has decreased considerably over the past twenty years, while financial...
08/17/2012
Publication
In 1993, Congress passed the National Voter Registration Act (NVRA)—commonly known as the “motor voter” law—to boost election participation by ensuring that all eligible citizens have ample opportunities to register to vote.  Because Congress determined that low-income citizens and those with...
08/08/2012
Publication
What does the acronym, “LIBOR,” stand for? The “London Inter-bank Offered Rate.” What does LIBOR represent? LIBOR is promoted as representing the average interest rate that large banks can borrow from one another. LIBOR is not the interest rate on any single loan. Rather it is an index intended to...
07/17/2012
Publication
The American Dream used to mean that if you put in a hard day's work, you could expect good wages, benefits, and a better life for your kids. But the kinds of jobs that can provide a solid middle-class life in return for hard work are in short supply in Michigan—the state’s unemployment rate is one...
07/10/2012
Publication
UPDATE: Read the Demos study on the retail sector at large and how low wages impact workers and the economy.  Why is it that America no longer makes things the way we used to? Between 1980 and 2011, the United States lost 7 million manufacturing jobs,[i] many of them middle-class...
07/01/2012
Publication
  The report is timed to the two-day federal trial that starts tomorrow morning that will redraw Kansas’ legislative districts. If the Court were to adopt the House’s proposed map, Kansas would end up with a dubious distinction: having the nation’s most extreme instance of prison-based...
05/28/2012
Publication
Signed into law on May 22, 2009, the Credit CARD Act has benefited millions of households in ways that directly affect their monthly budgets. Demos’ 2012 National Survey on Credit Card Debt of Low- and Middle- Income Households finds that the Credit CARD Act empowers Americans to take control...
05/22/2012
Publication
Is the Facebook initial public offering – one of the largest IPOs in history – a symbol of American prosperity? In some sense, yes. A technological innovation that began as an extracurricular obsession of a brilliant college student has now become a global “social utility” with 900 million users....
05/17/2012
Publication
The ability to cast a ballot that will be counted is a fundamental freedom that protects the other essential rights that Americans hold dear. The freedom to vote is how Americans, regardless of privilege or economic status, maintain the power to hold their elected representatives accountable for...
05/17/2012
Publication
As protests resume on Wall Street, some in the media are again saying that there is no coherent rationale for the demonstrations. In fact, though, these protesters have chosen the right target: a set of institutions and actors who not only played a central role in creating the financial crisis,...
05/01/2012
Publication
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