Policy Brief

In 1935, with the passage of the Social Security Act, our national leaders made a promise to all citizens: after a lifetime of hard work, no older American would suffer from poverty in their old age. The passage of this landmark legislation was the embodiment of a deeply shared value: a...
09/04/2012
Publication
Unions were instrumental in creating the American middle class, and today they continue to empower millions of Americans to bargain for wages and benefits that are capable of sustaining a middle-class standard of living. Among workers in similar jobs, unionized employees are significantly more...
09/04/2012
Publication
Just as postsecondary education has expanded opportunities for good jobs and entry into the middle class, college costs are rising beyond the reach of many Americans. State policy decisions are largely responsible for this major cost shift onto students and families. Public investment in higher...
08/19/2012
Publication
Just as a postsecondary education has become essential for getting a decent job and entering the middle class, it has become financially out of reach for many of America’s young people. State support for higher education has decreased considerably over the past twenty years, while financial...
08/17/2012
Publication
In 1993, Congress passed the National Voter Registration Act (NVRA)—commonly known as the “motor voter” law—to boost election participation by ensuring that all eligible citizens have ample opportunities to register to vote.  Because Congress determined that low-income citizens and those with...
08/08/2012
Publication
What does the acronym, “LIBOR,” stand for? The “London Inter-bank Offered Rate.” What does LIBOR represent? LIBOR is promoted as representing the average interest rate that large banks can borrow from one another. LIBOR is not the interest rate on any single loan. Rather it is an index intended to...
07/17/2012
Publication
The American Dream used to mean that if you put in a hard day's work, you could expect good wages, benefits, and a better life for your kids. But the kinds of jobs that can provide a solid middle-class life in return for hard work are in short supply in Michigan—the state’s unemployment rate is one...
07/11/2012
Publication
UPDATE: Read the Demos study on the retail sector at large and how low wages impact workers and the economy.  Why is it that America no longer makes things the way we used to? Between 1980 and 2011, the United States lost 7 million manufacturing jobs,[i] many of them middle-class...
07/01/2012
Publication
  The report is timed to the two-day federal trial that starts tomorrow morning that will redraw Kansas’ legislative districts. If the Court were to adopt the House’s proposed map, Kansas would end up with a dubious distinction: having the nation’s most extreme instance of prison-based...
05/28/2012
Publication
Signed into law on May 22, 2009, the Credit CARD Act has benefited millions of households in ways that directly affect their monthly budgets. Demos’ 2012 National Survey on Credit Card Debt of Low- and Middle- Income Households finds that the Credit CARD Act empowers Americans to take control...
05/22/2012
Publication
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