The share of workers without any retirement plan at work has risen dramatically over the past decade. The percentage of workers whose employer did not sponsor any type of retirement plan rose from 39 percent to 47 percent—a 21 percent increase.1 This alarming trend is a call to action for...
Today’s prolonged economic slump is fundamentally different from an ordinary recession. In the aftermath of a severe financial collapse, an economy is at risk of succumbing to a prolonged deflationary undertow. With asset prices reduced, the financial system damaged, unemployment high, consumer...
The right to vote is just that – a fundamental right which is the cornerstone of American democracy. In the 2012 election, that sacred value was challenged in a way we have not seen in a couple of generations, perhaps since the civil and voting rights movements of the 1960s. Some powerful people...
A new analysis of data through Election Day from the Federal Election Commission (FEC) and other sources by U.S. PIRG and Demos shows how big outside spenders drowned out small contributions in 2012: just 61 large donors to Super PACs giving an average of $4.7 million each matched the $285.2...
Employment Credit Checks: The Case for Requiring Employers to Use More Accurate and Fair Assessments
A core value of American society is the opportunity to work hard and get ahead. Yet today in the United States, willing job-seekers are facing a new barrier to employment—credit checks. Despite the lack of evidence connecting people’s credit histories to their on-the-job performance, a 2010 survey...
A new analysis of pre-election data from the Federal Election Commission (FEC) and other sources by U.S. PIRG and Demos shows that outside spending in the first presidential election since Citizens United is living up to its hype: new waves of “outside spending” have been fueled by dark money and...
Citizens Actually United: The Bi-Partisan Opposition to Corporate Political Spending And Support for Common Sense Reform
Americans of all political backgrounds agree: there is way too much corporate money in politics. Nine in 10 Americans (89%) agree with that statement, and 51 percent strongly agree. More than 80 percent of every ideological and partisan subgroup expressed agreement that there is way too much...
The freedom to vote is a cornerstone of American democracy. Voting brings us together as Americans and it is the one time we have an equal voice in the decisions that impact our lives and community. And yet, every year, millions of eligible voters fall through the cracks because they have moved...
For the first time ever, people around the country who love American democracy have decided to come together to observe a National Voter Registration Day on September 25, 2012 – a day to pull out all the stops in making sure that every eligible voter is registered and able to vote in this critical...
Impact of the Independent Regulatory Analysis Act, S. 3468: Further Delaying Needed Safeguards for Our Economy
It seems reasonable to ask that this law, which would give the Executive Branch the power to extend its version of cost-benefit analysis to independent agencies, show that its benefits are greater than its costs. A close analysis of the proposal’s impact on the financial sector shows that it...