Policy Brief

In today’s economy, a college education is essential for getting a good job and entering the middle class.  Yet, despite this reality, college costs are rising beyond the reach of many Minnesotans. State policy decisions have played a significant role in this rise by shifting costs onto...
08/25/2014
Publication
Signed into law on May 22, 2009, the Credit CARD Act has benefited millions of households in ways that directly affect their monthly budgets. Demos’ 2012 National Survey on Credit Card Debt of Low- and Middle-Income Households finds that the Credit CARD Act empowers Americans to take control of...
05/21/2014
Publication
In 2013, student debt surpassed $1.2 trillion,1 highlighting a disturbing new reality: for an increasing share of students, higher education comes at the cost of long term debt. In 1989, 41 percent of graduating college seniors left school with student loan debt, which averaged $26,600. By 2012,...
04/24/2014
Publication
Same-Day Registration (SDR) in Montana, which takes place during the state’s late registration period, has operated smoothly since 2006. SDR modernizes election systems by allowing eligible residents to both register to vote and then cast a ballot on the same day, which eliminates arbitrary...
04/07/2014
Publication
Far too many Hawaiians are excluded from voting—our most important democratic process—due to arbitrary voter registration deadlines. As a result, voter turnout in the state is lower than the national average. There is a simple solution to ensure all eligible voters in Hawaii can participate in our...
03/12/2014
Publication
As student debt continues to climb, it’s important to understand how our once debt-free system of public universities and colleges has been transformed into a system in which most students borrow, and at increasingly higher amounts. In less than a generation, our nation’s higher education system...
03/06/2014
Publication
A person’s voter registration should remain valid when he or she moves within the state. Centralized statewide voter registration databases are essential to provide portable registration. Permanent and Portable registration helps narrow participation gaps among young people, people of color and...
02/14/2014
Publication
Making our election system function for all of our citizens should be a bedrock commitment of our nation. The current disparities by class and race in voter registration—and thus, voter turnout—undermine an essential tenet of our democracy: of, by and for the people. In order to address the current...
02/14/2014
Publication
States should ensure eligible voters can be added to state registration databases with fair, effective and uniform standards, and should only remove voters in compliance with the National Voter Registration Act and other applicable laws. Only election officials should be able to challenge the...
02/14/2014
Publication
Voter intimidation and misinformation campaigns have significantly increased in recent years. Congress should pass a ban on deceptive practices and voter intimidation at the federal level. States and local governments should have emergency procedures in place to immediately correct...
02/14/2014
Publication
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